Tuesday, June 22, 2010

WHY YOU'LL BE PAYING LESS, AND MORE, TO THE BANK

The Federal Reserve placed a soft cap on credit card late fees last week, the latest salvo in an ongoing battle between Congress and corporations that squeeze consumers with punishing surcharges and fees. It's a small victory for consumers, but on many other fronts in this war the news isn't nearly so good. When you consider the way new rules are impacting checking accounts and credit card interest rates, and Congress’ incredible unwillingness to take a stand on 401(k) retirement account fees, it seems consumers are getting nowhere fast.

The rule imposing a $25 limit on credit card late fees isn't bad, although it is ironically dogged by fine print. When Congress passed the Credit Card Accountability and Responsibility (CARD) Act last year, it directed the Federal Reserve to take a crack at making late fees fairer. The Fed issued its new rule last week.

Read more here.

Tuesday, June 8, 2010

Our World: The plain truth about Israel

Carolyn Glick wrote a good analysis of the fallout from Helen Thomas' outrageous comments

Our World: The plain truth about Israel

And, now that Ms Thomas has resigned, it's interesting to read Howard Kurtz's column and Richard Cohen's op/ed in today's Washington Post.

Sunday, June 6, 2010

Cartoonists respond to Gaza Flotilla

Noted how the Arab media responded to Gaza Flotilla in both editorials and cartoons.


Friday, June 4, 2010

The Gaza Blockade and International Law



Israel's raid on a fleet of activists bound for the Gaza Strip has led to wild accusations of illegality. But the international law applicable to the blockade eludes the grasp of those in search of easy answers.

The most serious charge is that by seizing control of the flotilla, Israel violated the freedom of ships to travel on the high seas. The basic law here is that states have jurisdiction over a 12-mile territorial sea and can take enforcement actions in an additional 12-mile contiguous zone, according to the 1982 Law of the Sea Convention (which Israel has not ratified, but which is generally regarded as reflecting customary international law). Outside that area, foreign ships can sail unmolested.

But there are exceptions. Longstanding customary international law permits states to enforce publicly announced blockades on the high seas. The Gaza blockade was known to all, and certainly to those who launched the ships for the very purpose of breaking it. The real question is whether the Israeli blockade is lawful. Blockades certainly are during times of war or armed conflict. The U.S.-led coalition imposed a blockade on Iraq during the first Gulf War.

The catch here is the meaning of "armed conflict." Traditionally, armed conflict can take place only between sovereign states. If Gaza were clearly a sovereign state, then Israel would be at war with Gaza and the blockade would be lawful. If, however, Gaza were just a part of Israel, Israel would have the right to control its borders— but not by intercepting foreign ships outside its 12-mile territorial sea or contiguous zone.

Gaza is not a sovereign state (although it has its own government, controlled by Hamas) and is not a part of Israel or of any other state. Its status is ambiguous, and so too is the nature of the armed conflict between Israel and Hamas. Thus there is no clear answer to the question whether the blockade is lawful.

However, the traditional idea of armed conflict involving only sovereign states has long given way to a looser definition that includes some conflicts between states and nonstate actors. The international rules governing blockades attempt to balance belligerents' interest in security and other countries' economic interests in shipping. During war, security interests prevail.

War-like conditions certainly exist between Israel and Hamas. And because Israel intercepts only self-identified blockade runners, its actions have little impact on neutral shipping. This balance is reflected in the traditional privilege of states to capture foreign pirates on the high seas.

So Israel's legal position is reasonable, and it has precedent. During the U.S. Civil War, the Union claimed to blockade the Confederacy while at the same time maintaining that the Confederacy was not a sovereign state but an agent of insurrection.

When the Union navy seized ships trying to run the blockade, their owners argued that a country cannot interfere with shipping on the high seas except during war, and one cannot be at war except with another sovereign state. The U.S. Supreme Court approved the captures in an ambiguous opinion that held that an armed conflict existed, even though one side was not a sovereign state. The opinion suggests a certain latitude for countries to use blockades against internal as well as external enemies.

Human Rights Watch argues that a blockade to strike at a terrorist organization constitutes a collective penalty against a civilian population, in violation of Article 33 of the fourth Geneva Convention. This argument won't stand up. Blockades and other forms of economic sanction are permitted in international law, which necessarily means that civilians will suffer through no fault of their own.

Most attention has focused on the question whether Israeli commandos used excessive force while taking control of one of the flotilla ships, which resulted in nine deaths. Human Rights Watch says that Israel's actions violated the 1990 United Nations Basic Principles on the Use of Force and Firearms by Law Enforcement Officials. However, that document is not international law; its principles are akin to a set of "best practices" for advising countries with poorly trained police forces. It is also vague and it would not apply to a military operation.

Military operations must respect the principle of proportionality, which is a fuzzy, "know-it-when-you-see-it" test. But one thing is clear. Ships that run blockades may be attacked and sunk under international law. If Israel had exercised that right, far more than nine people would have been killed.

Mr. Posner, a professor at the University of Chicago Law School, is the author of "The Perils of Global Legalism" (University of Chicago Press, 2009).

Israelis Wonder: Has the World Lost Its Mind?



The U.N. Security Council urgently convenes to create yet another anti-Israel kangaroo court—even as the sanctions effort against Iran's nuclear program falters.


Jerusalem

The outcry in Israel over the operation against the Gaza flotilla has cut across political lines. Yet unlike the outrage being expressed abroad, the concern here is over tactics, not morality. "It's not enough to be right," wrote one liberal columnist in the daily Ma'ariv, "one also needs to be smart." The assumption that Israel was right to stop the flotilla—and right to maintain its siege on Hamas-led Gaza—is largely a given here.

Israel and the rest of the world seem to be speaking dissonant moral languages. How, Israelis wonder, can pro-Hamas activists wielding knives be confused for peace activists? What is pro-peace about strengthening Hamas's grip on Gaza and thereby reducing the likelihood of a two-state solution? For that matter, what is pro-Palestinian about condemning the people of Gaza to jihadist rule?

The disconnect between Israel and the international community begins with radically differing perceptions over why the peace process has faltered. Most Israelis believe that their country, under Labor and Kadima governments, made repeated efforts to achieve a two-state solution, only to be rebuffed by Palestinian leaders. The election of Benjamin Netanyahu as prime minister, Israelis note, wasn't the cause of the breakdown of the peace process. It was the result. Even today, Fatah leaders continue to insist on the right of Palestinian refugees to return to Israel—rather than to a Palestinian state—thereby undermining Israel's Jewish majority. Fatah insists, in other words, that the price for a two-state solution is a one-state solution.

In principle, the Israeli mainstream has endorsed the two-state vision of the international community. Many in Israel, and not only on the left, argue that a Palestinian state is an existential need for Israel—to extricate it from growing pariah status, from the moral dilemmas of occupation, and from an untenable choice between its democratic and Jewish identities.

But at the same time, Israelis also define a Palestinian state as an existential threat. Israelis fear that an independent Palestine would be either unwilling or unable to control terrorists from attacking the Israeli heartland just over the West Bank border. Even primitive Qassam rockets could make normal life in Tel Aviv and Jerusalem impossible. Moreover, international condemnation of Israel's 2009 war against Hamas—initiated after Israel withdrew from Gaza and then endured three years of almost daily rocket attacks—has convinced Israelis that they would be denied world approval to re-invade the West Bank in response to terrorist provocation.

The growing estrangement between Israel and world opinion is a tragic negation of the Zionist vision. For Israel's founders, Zionism wasn't only about returning the Jews to their homeland but to the community of nations. The root cause of anti-Semitism, argued the 19th century proto-Zionist thinker Leon Pinsker, was the human fear of ghosts: The Jews, a disembodied people without a land, were haunting the nations. By "concretizing" the Jews and turning them from wanderers into a nation like any other, he predicted, the illness of anti-Semitism would be cured.

Now, though, it's the Jewish state that is the target for demonization. The result is a crisis of confidence among some Jews in Zionism's ability to keep them safe.

From its founding, the state of Israel, denied legitimacy by its Arab neighbors, has had to contend with diplomatic isolation. It responded with daring and creativity. In the 1950s, Israel dispatched agricultural advisers to Africa and Asia, becoming a role model for developing nations. Later, its high-tech industries helped shape a strategic alliance with India.

The low point in Israel's international stature occurred after the 1973 Yom Kippur War. Under pressure from the Arab oil boycott, Third World countries severed relations with the Jewish state. At the U.N., PLO leader Yasser Arafat declared that Israel had no right to exist and received a standing ovation from the General Assembly. A year later, in 1975, the U.N. voted to declare Zionism a form of racism.

With the collapse of the Soviet Union, which had instigated the anti-Zionism campaign, Israel's status abruptly changed. The Zionism-racism resolution was repealed. And by the early 1990s, Israel was maintaining relations with most of the non-Muslim world.

The Zionist vision of acceptance by the nations seemed finally on its way to being fulfilled. The result was a greater willingness among Israelis to take risks for peace, as expressed by the 1993 Oslo peace process.

Now, Israel's international status is perhaps even worse than it was in the 1970s. Anti-Israeli animus then was largely a result of political and economic motives. Today, however misguided, the moral outrage against Israel is real.

By appealing to the world's conscience, Israel's jihadist enemies have learned how to turn their relative powerlessness into a strategic asset. Israel is being increasingly forced to choose between self-defense and acceptance by the nations. The likely result will be a growing sense of empowerment among jihadists, and a growing sense of desperation among Israelis.

Israelis watch with cynical astonishment as the U.N. Security Council urgently convenes to create a Commission of Inquiry—yet another anti-Israel kangaroo court—even as the sanctions effort against Iran's nuclear program falters. They contrast the banner headlines in the world's media over the flotilla with the barely noted news item of recent days that Tehran now has enough uranium for two nuclear bombs. And as some self-described friends of Israel are publicly wondering whether the Jewish state needs to be "saved from itself," Israelis reciprocate the outrage and ask: Has the world lost its mind?

Mr. Klein Halevi is a fellow at the Shalom Hartman Institute in Jerusalem and a contributing editor to The New Republic.

Interesting analysis of Gaza Flotilla


Krauthammer: Those troublesome Jews

Charles Krauthammer
Friday, June 4, 2010; A19

The world is outraged at Israel's blockade of Gaza. Turkey denounces its illegality, inhumanity, barbarity, etc. The usual U.N. suspects, Third World and European, join in. The Obama administration dithers.

But as Leslie Gelb, former president of the Council on Foreign Relations, writes, the blockade is not just perfectly rational, it is perfectly legal. Gaza under Hamas is a self-declared enemy of Israel -- a declaration backed up by more than 4,000 rockets fired at Israeli civilian territory. Yet having pledged itself to unceasing belligerency, Hamas claims victimhood when Israel imposes a blockade to prevent Hamas from arming itself with still more rockets.

In World War II, with full international legality, the United States blockaded Germany and Japan. And during the October 1962 missile crisis, we blockaded ("quarantined") Cuba. Arms-bearing Russian ships headed to Cuba turned back because the Soviets knew that the U.S. Navy would either board them or sink them. Yet Israel is accused of international criminality for doing precisely what John Kennedy did: impose a naval blockade to prevent a hostile state from acquiring lethal weaponry.

Oh, but weren't the Gaza-bound ships on a mission of humanitarian relief? No. Otherwise they would have accepted Israel's offer to bring their supplies to an Israeli port, be inspected for military materiel and have the rest trucked by Israel into Gaza -- as every week 10,000 tons of food, medicine and other humanitarian supplies are sent by Israel to Gaza.

Why was the offer refused? Because, as organizer Greta Berlin admitted, the flotilla was not about humanitarian relief but about breaking the blockade, i.e., ending Israel's inspection regime, which would mean unlimited shipping into Gaza and thus the unlimited arming of Hamas.

Israel has already twice intercepted ships laden with Iranian arms destined for Hezbollah and Gaza. What country would allow that?

But even more important, why did Israel even have to resort to blockade? Because, blockade is Israel's fallback as the world systematically de-legitimizes its traditional ways of defending itself -- forward and active defense.

(1) Forward defense: As a small, densely populated country surrounded by hostile states, Israel had, for its first half-century, adopted forward defense -- fighting wars on enemy territory (such as the Sinai and Golan Heights) rather than its own.

Where possible (Sinai, for example) Israel has traded territory for peace. But where peace offers were refused, Israel retained the territory as a protective buffer zone. Thus Israel retained a small strip of southern Lebanon to protect the villages of northern Israel. And it took many losses in Gaza, rather than expose Israeli border towns to Palestinian terror attacks. It is for the same reason America wages a grinding war in Afghanistan: You fight them there, so you don't have to fight them here.

But under overwhelming outside pressure, Israel gave it up. The Israelis were told the occupations were not just illegal but at the root of the anti-Israel insurgencies -- and therefore withdrawal, by removing the cause, would bring peace.

Land for peace. Remember? Well, during the past decade, Israel gave the land -- evacuating South Lebanon in 2000 and Gaza in 2005. What did it get? An intensification of belligerency, heavy militarization of the enemy side, multiple kidnappings, cross-border attacks and, from Gaza, years of unrelenting rocket attack.

(2) Active defense: Israel then had to switch to active defense -- military action to disrupt, dismantle and defeat (to borrow President Obama's description of our campaign against the Taliban and al-Qaeda) the newly armed terrorist mini-states established in southern Lebanon and Gaza after Israel withdrew.

The result? The Lebanon war of 2006 and Gaza operation of 2008-09. They were met with yet another avalanche of opprobrium and calumny by the same international community that had demanded the land-for-peace Israeli withdrawals in the first place. Worse, the U.N. Goldstone report, which essentially criminalized Israel's defensive operation in Gaza while whitewashing the casus belli -- the preceding and unprovoked Hamas rocket war -- effectively de-legitimized any active Israeli defense against its self-declared terror enemies.

(3) Passive defense: Without forward or active defense, Israel is left with but the most passive and benign of all defenses -- a blockade to simply prevent enemy rearmament. Yet, as we speak, this too is headed for international de-legitimation. Even the United States is now moving toward having it abolished.

But, if none of these is permissible, what's left?

Ah, but that's the point. It's the point understood by the blockade-busting flotilla of useful idiots and terror sympathizers, by the Turkish front organization that funded it, by the automatic anti-Israel Third World chorus at the United Nations, and by the supine Europeans who've had quite enough of the Jewish problem.

What's left? Nothing. The whole point of this relentless international campaign is to deprive Israel of any legitimate form of self-defense. Why, just last week, the Obama administration joined the jackals, and reversed four decades of U.S. practice, by signing onto a consensus document that singles out Israel's possession of nuclear weapons -- thus de-legitimizing Israel's very last line of defense: deterrence.

The world is tired of these troublesome Jews, 6 million -- that number again -- hard by the Mediterranean, refusing every invitation to national suicide. For which they are relentlessly demonized, ghettoized and constrained from defending themselves, even as the more committed anti-Zionists -- Iranian in particular -- openly prepare a more final solution.

letters@ charleskrauthammer.com

Israel is in dire need of a strategic public relations director!

Israel’s Delegitimizers Are Gaining

Wednesday, June 2, 2010

Great response by Netanyahu on flotilla raid

Finally!!!

http://www.msnbc.msn.com/id/37463504/ns/world_news-mideastn_africa/

Media folks are learning that there may be another side to Flotilla stories

Honest Reporting.com is doing a good job of posting videos taken during the boarding of the flotilla near Israel. It's getting harder to describe the folks on the flotilla as being just peaceful demonstrators.

Tuesday, June 1, 2010

Israel needs better public relations

Analysis: Israel's PR machine fails yet again




Without an early Israeli response, media was full of one-sided reports.